Being a homeowner grants you a good bit of freedom, but it also involves a substantial amount of responsibility. And this responsibility becomes even greater when your home is in an area prone to storms. However, there are plenty of steps you can take when it comes to keeping your home safe from storm damage.
Keep Great Records
We all hope that our homes never suffer significant damage. But if they do, you’ll need to be able to show your insurance company that the damage was caused by the storm. Luckily, a fairly straightforward way to do this is to keep excellent records. If your home is damaged in a storm, you need to keep good records to prove damages to your insurance company. Be sure to document all home repairs you make. If you’ve just fixed up your roof and that roof is then damaged in a storm, records will show that the damage wasn’t pre-existing.
Storm-Proof Your Home
It’s always good to know how to prove damages to the insurance company, but most people would rather prevent damage in the first place. Storm-proofing your home is a good idea, and there are ways to storm-proof that suit every budget. If you have the financial ability, upgrading to weather-resistant windows and wind-rated garage doors will help reduce potential damages. On a more basic level, securing loose shingles and removing any loose, large objects from your yard will help prevent harm. You also can purchase special roof straps to reduce the risk of your home’s roof being blown away in a hurricane or tornado.
Have an Emergency Plan
Major storms are very stressful events. This is why it’s important to make sure you have an evacuation and storm-proofing plan. When you’re anxious about imminent danger, it can be harder to think logically. Having a plan in place, especially when it’s written down, will help you make sure that you don’t miss any important steps. Work on making your plan when there isn’t an imminent threat, and take time to review it to make sure you’ve included everything you need in case of dangerous weather.
In conclusion, storms are always stressful, but by preparing your home, you can greatly reduce the risk of any major damage. By doing your research, planning ahead and storm-proofing as needed, you can feel at peace knowing that you’ve done what you can to protect your home and family.
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